Blog
Tips, guides and insights about recurring costs, subscriptions and finances.
What Does Freelancing in Germany Actually Cost Per Year?
A realistic EUR breakdown of annual freelancing costs in Germany: software, health insurance, tax advisor, office. Most freelancers underestimate by 10,000+ EUR.
Kostly vs. Excel for Expense Tracking: An Honest Comparison
Excel works for tracking recurring expenses until it doesn't. Honest comparison of spreadsheets vs. Kostly: when each wins, and the tipping point where you've outgrown a spreadsheet.
How to Find and Cancel Hidden Subscriptions (Step-by-Step)
The average person wastes 200+ EUR/year on forgotten subscriptions. Here's exactly where they hide in App Store, PayPal, and bank statements, and how to cancel them.
SaaS Expenses as a Freelancer: The Only Tools Worth Paying For
Most freelancers overspend on SaaS by 50-150 EUR/month. A realistic audit of what you actually need, with concrete EUR prices and a lean 30 EUR/month stack.
How to Track Recurring Costs and Save 1,000+ EUR Per Year
Freelancers lose 200-400 EUR/year to recurring costs they stopped using. A step-by-step system to find, evaluate, and permanently control your recurring expenses.